Reaprite is a seamless solution that encourages saving and investment in just a click. Both saving and
investment plans on Reaprite platform generates interest on a daily basis and user can make
withdrawal at any time.
You can choose from any of the saving plans to save money daily, weekly or
monthly or, you can save for specific goals. This is a simply digital solution that allows you save and invest
smartly at zero charges.
Anyone above the age of 18 with a verifiable bank account, an investment enthusiasts, looking to increase their saving power and generate more income through investment. Also, anyone who is looking to make extra income without stress.
No! Agrorite is an Agricultural investment partner to Reaprite. On the other hand, Reaprite operates a savings and investment platform for users to grow their money at ease.
Download Reaprite app from app store , google playstore or sign up via the web platform and create a
free account.
You then transfer money from your bank account to your reap wallet, or you can initiate
an auto withdrawal on your debit card (specifying the amount you want to withdraw) into your reap wallet. You can
equally transfer money into your reap wallet using your Reaprite account number.
From your wallet
you can fund any of the savings plan you choose and also sponsor any investment.
Absolutely not! Reaprite is free for all users.
Toyo is Reaprite's artificial response (AI) system. A simple and intelligent virtual assistant that is available 24/7 to help you with anything relating to Reaprite. Just ask Toyo anything and he will be happy to respond immediately.
Yes, we do. We are located at Plot 21, Ahmed Onibudo street, Victoria Island, Lagos State.
Reaprite pays you higher interest.
You get access to saving and investment options that helps you achieve your financial goals.
It helps to cultivate your saving habits.
What differentiates us is our simplicity. You can easily access your funds at any time. Reaprite offers short and flexible plans that makes it easier for you to save. Our saving plans are thoughtfully curated to offer you highest returns.
You will start making money once you’ve completed your profile and made the required minimum deposit of ₦500 in either the wallet or Reap quick.
For Reap plus you will have to deposit a minimum of ₦100,000 and a minimum of ₦1,000,000 in Reapmax. Your interest will be calculated daily and that's how your money grows.
The amount of money you make will depend on the amount you saved and the interest rate of the plan you choose to save with.
No! You are only allowed to open one account on Reaprite with your accurate bio data.
Your BVN is needed because it’s a mandatory requirement by the CBN. It is required to validate a User's identity and kick against identity theft. This ensures another level of safety for your funds and transactions. Reaprite does not share your BVN.
Reaprite is built with the security of your payment data in mind. Critical customer data are encrypted and securely stored. We do not store your card information as we work with a Payment Card Industry Data Security Standard (PCIDSS) compliance payment third party that handle all our Customers’ card details as required by regulators.
Making sure your account is safe is our topmost priority. We use state of the art data encryption when handling your financial information.
We are backed by Investment One, a Security Exchange Commission (SEC) regulated trustee.
We equally invest in low to medium risk investment opportunities that yield competitive interest to our investors.
To reset your password, log in into the app and click on Forgot Password, then enter your registered email address and a verification link will be sent to your email that will guide you in changing your password. Also, ensure that you do not reveal your password to anyone.
A minimum balance is the lowest amount you can start saving with on your wallet or Reapquick saving plan.
Consider Reaprite wallet as your online savings purse that will yield you 10% p.a. It allows and authorizes debit card payments online. It is encrypted with high-level security in accordance with the Payment Card Industry Data Security Standard (PCIDSS).
You can fund your Reaprite wallet by simply clicking on “Fund Wallet" button on your dashboard. Fill in the amount of money you wish to deposit, select your preferred payment method - either from your debit card or transfer and then make payment.
Absolutely! That’s another interesting thing about Reaprite. You can share your Reaprite wallet account number with friends to make payment for you, and it will drop in your wallet.
You can either fund your plan from your Reaprite wallet or via your debit card. Carry out the following steps:
To set auto top up on your wallet or savings plan, carry out the following steps:
Yes! You can cancel any time and there’s no cost to it.
We have 5 savings plans;
To start saving all you need to do is;
You can start saving with as low as 500 naira. We understand that people's saving powers are not the same. We encourage you to save based on your capacity
You can save in your Reaprite wallet for as long as you want but on other saving plans, there is a minimum duration of 90 days. We make your money earn interest daily.
To fund any of the savings plan, you can either fund your plan from your Reaprite wallet or via your debit card
Yes, you have the flexibility of breaking this plan but this will be after 30 days (one month of the savings duration).
Absolutely! You can add funds to any of your savings plans at any time.
All savings on Reaprite are secured as all accounts are run by our asset management partner.
Unfortunately not. You cannot break this plan until the end of the savings duration.
No, you cannot break this plan until maturity.
To create a village sign up on Reaprite and create a account for free, click on Reapgoal, select Village and fill in and customize the village to your specification, accept terms and conditions; then share the link and invites others to join and save along with you.
The minimum amount to start saving on Village is ₦500 but we advise you set amount that will be most convenient for you to stay consistent.
A village can have as many kinsmen as possible that have agreed to join.
You can create more than one village as long as you can fund it and have kinsmen that will make the village active.
When the Village ends, each kinsman receives his/her saved amount with accrued interest in their wallet.
You can withdraw from your Reaprite wallet at any time but funds locked down on a saving plan cannot be withdrawn and in some cases attract penalty for withdrawal before maturity date.
Withdrawing your money is as quite simple and almost instantly. To initiate withdrawal, take the following steps:
Viola! The money drops in your account.
Your Reaprite Wallet has unlimited withdrawal so you can make withdrawal at any time.
But withdrawing more than 3 times in a month attracts a penalty of losing the accumulated interest for that month.
You can redeem your interest twice in a month.
The minimum amount you can withdraw from your Reaprite wallet is ₦2000
You can make withdrawal from your wallet at any time but money saved on any of the saving plans cannot be withdrawn until maturity date and in Reapquick attract penalty for breaking before maturity date.
Yes, we ensure that each investment for sponsorship listed on Reaprite comes with its own protection and coverage and all our partners are duly registered and regulated
Interest on any of the saving plans is prorated. This means that the annual interest attached to your saving plan is broken down to daily and paid to you by mid night of everyday. In essence your savings is making you money every day.
It depends on the opportunity you're choosing to invest in. For savings plans, interest is calculated dailyand paid into your wallet at the end of each month, but for investment sponsorship interest is paid at the end of the investment cycle into your Reaprite Wallet account
Yes! an investment certificate will be issued and sent to your registered email once a transaction has been completed.
To create a village sign up on Reaprite and create an account for free, click on Reapgoal, select Village and fill in and customize the village to your specification, accept terms and conditions; then share the link and invites others to join and save along with you.
The minimum amount to start saving on Village is ₦500 but we advise you set amount that will be most convenient for you to stay consistent.
A village can have as many kinsmen as possible that have agreed to join.
You can create more than one village as long as you can fund it and have kinsmen that will make the village active.
When the Village ends, each kinsman receives his/her saved amount with accrued interest in their wallet.
Yes! New Users on Reaprite are rewarded with a sign up bonus of ₦1,000
You are eligible to redeem your sign up bonus once you have successfully completed your profile and deposited a minimum of ₦3,000 on any of the savings plan except on Reaprite wallet plan. After 5 days of deposit, your bonus will be accessible to withdraw from your Reaprite wallet.
Unfortunately not. You are only qualified to redeem it when you’ve deposited ₦3,000 and waited for 5 days.
As soon as you have completed your sign up process and deposited the required minimum amount of ₦3,000
There is no limit. You can refer as many people as possible. The more people you refer, the more rewarding it is for you.
Each referral attracts a referral bonus of ₦1,000. Imagine referring 50 people, that means you will be rewarded with ₦50,000
To be eligible to redeem referral bonus, ensure that you meet the following conditions:
Reaprite operates under the Cooperative License of Reaprite Multipurpose Cooperative Society, LSCS 17493. We provide savings and fixed deposit services to our users. We are also supported by Investment One Financial Services Limited (Formerly GTB Asset Management Limited) as Trustee.
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