Reaprite is a seamless solution that encourages saving and investment in just a click. Both saving and
investment plans on Reaprite platform generates interest on a daily bases and user can make
withdrawal at any time. You can choose from any of the saving plans to save money daily, weekly or
monthly. Or you can save for specific goal. A simply digital solution that allows you save and invest
smartly at zero charges.
Anyone above the age of 18 with a verifiable bank account, investment enthusiasts and people looking to increase their saving power and generate more income through investment. People who are looking to make extra income without stress.
No! Agrorite is an Agricultural impact partner to Reaprite. On the other hand, Reaprite operates a saving and investment platform for users to grow their money at ease.
Download Reaprite app from app store , google playstore or sign up via the web platform and create a free account, you then transfer money from your bank account to your reap wallet, or you can initiate an auto withdrawal on your debit card (the amount you specify) into your reap wallet. Others can equally transfer money into your reap wallet using your reap wallet account number. From your wallet you can fund any of the savings plan you choose and also sponsor any investment.
Absolutely not! Reaprite is free for all users.
Toyo is Reaprite's artificial response (AI) system. A simply and intelligent virtual assistant that is available 24/7 to help you with anything relating to Reaprite. Just ask Toyo anything and he will be happy to respond immediately.
Yes we do. We are located at 1b Olabanji Olajide Cresent, off Mobolaji Johnson, Lekki phase 1, Lagos
Reaprite pays you higher interest.
You get access to verify sponsorship opportunities that helps you achieve your financial goals.
It helps to build your saving habits.
What differentiates us is our simplicity. You can easily access your funds at any time. Reaprite offers short and flexibly plans that makes it easier for you to save. Our investment portfolios for sponsorship are thoughtfully selected to give our users the best ROI on investment.
You will start making money once you’ve completed your profile and made the required minimum deposit of ₦500 in either the wallet or Reap quick.
For Reap plus you will have to deposit a minimum of ₦100, 000 and a minimum of ₦1, 000,000 in Reap Max. Your interest will be calculated daily and that's how your money grows.
The amount of money you make will depend on the amount you saved and the interest rate of the plan you choose to save with. You will also make money from investing in agricultural projects.
No! You are only allowed to open one account on Reaprite with your accurate bio data.
Your BVN is needed because it’s a mandatory requirement by the CBN. It is also required to open a Reap wallet account and to validate your identity and kick against identity theft. This ensures another level of safety for your funds and transactions. Reaprite does not share your BVN.
Reaprite is built with the security of your payment data in mind. Critical customer data are encrypted and securely stored. We do not store your card information as we work with a Payment Card Industry Data Security Standard (PCIDSS) compliance payment third party that handle all our customers’ card details as required by regulators.
Making sure your account is safe is our topmost priority. We use state of the art data encryption when handling your financial information and two factor authentication (2FA) protection.
We are backed by a Security Exchange Commission (SEC) regulated trustee; Investment One Trustee to manage and warehouse funds.
We equally invest in low to medium risk investment opportunities that yield competitive interest to our investors
Absolutely! We operate a two-factor authentication (2FA) system to enable full access to the Reaprite platform
To reset your password, log in into the app and click on Forgot Password, then enter your registered
email address and verification link will be sent to your email that will guide you in changing your
password. Also ensure that you do not reveal your password to anyone.
A minimum balance is the lowest amount you can start saving with on any of the saving plans.
Consider wallet as your online savings purse that will yield you 10% p.a. It allows and authorizes debit card payments online. It is encrypted with high-level security in accordance with the Payment Card Industry Data Security Standard (PCIDSS).
You can fund your wallet by simply clicking on “Fund Wallet" button on your dashboard. Fill in the amount of money you wish to deposit, select your preferred payment method - either from your debit card or transfer and then make payment.
Absolutely! That’s another interesting thing about Reaprite. You can share your Reaprite wallet account number with friends to make payment for you, and it will drop in your wallet.
You can either fund your plan from your wallet or via your debit card. Carry out the following steps:
Yes, you can pay for sponsorship via your Reap wallet.
To set auto top up on your wallet or savings plan, carry out the following steps:
Yes! You can cancel any time and there’s no cost to it.
We have 5 savings plans;
To start saving all you need to do is;
You can start saving with as low as 500 naira. We understand that people saving power are not the same. We encourage you to save base on your capacity
You can save in your wallet for as long as you want but on other saving plans, there is a minimum duration of 90 days. We make your money earn interest daily.
To fund any of the savings plan, you can either fund your plan from your wallet or via your debit card
Yes you have the flexibility of breaking this plan but this will be after 30days (one month of the savings duration).
Absolutely! You can add funds to any of your saving plans at any time.
All savings on Reaprite are secured as all accounts are run by our asset management partner.
Unfortunately not. You cannot break this plan until the end of the savings duration.
No, you cannot break this plan until maturity.
You can withdraw from your wallet at any time but funds locked down on a saving plan cannot be withdrawn and in some cases attract penalty for withdrawal before maturity date.
Withdrawing your money is as quite simple and almost instantly. To initiate withdrawal, take the follow these steps:
Viola! The money drops in your account.
Wallet has unlimited withdrawal so you can make withdrawal at any time.
But withdrawing more than 3 times in a month attract a penalty of losing the accumulated interest for that month.
You can redeem your interest twice in a month.
The minimum amount you can withdraw from your wallet is ₦2000
You can make withdrawal from your wallet at any time but money saved on any of the saving plans cannot be withdrawn until maturity and in some cases attract penalty for breaking before maturity date.
Currently we only have Agro investment opportunity on Reaprite. We are working on adding other investment portfolios in the future.
Yes, we ensure that each investment for sponsorship listed on Reaprite comes with its own protection and coverage and all our partners are duly registered and regulated
It depends on the opportunity you're choosing to invest in. For savings plans, interest is calculated daily and paid into your wallet at the end of each month, but for investment sponsorship interest is paid at the end of the investment cycle into your Reaprite Wallet account
You can sponsor an investment from your wallet balance or via your debit card. Also do ensure your wallet balance is up to the amount required for sponsorship for this to be successful.
Yes! an investment certificate will be issued and sent to your registered email once a transaction has been completed.
Yes! New users on Reaprite are rewarded with a sign up bonus of N1000
You are eligible to redeem your sign up bonus once you have successfully completed your profile and deposit a minimum of N3000 on any of the savings plan except on wallet. After 5 days of deposit your bonus will be accessible to withdraw from the wallet.
Unfortunately not. You are only qualified to redeemed when you’ve deposited N3000 and waited for 5 days.
As soon as you have completed your sign up process and deposited the required minimum amount of N3000
There is no limit. You can refer as many people as possible, the more people you refer, the more rewarding it is for you.
Each referral attracts a referral bonus of N1000. Imagine referring 50 people, that means you will be rewarded with N50,000
To be eligible to redeem referral bonus, ensure that you meet the following conditions:
Moving from Agrorite to Reaprite is quite straight forward. All you need to do is download Reaprite app and log in with your Agrorite email and password then your Reaprite dashboard will pop up showing all your current and investment history with Agrorite.
Once you have successfully migrated from Agrorite to Reaprite, you will no longer be able to sponsor investment on Agrorite as all investment will now be listed on Reaprite. However, you can still access www.agrorite.com where you can read latest update and progress of Agrorite
Yes! You can log in to Reaprite using Agrorite password after which you may choose to change your password.